BY JAY AQUINO

OCTOBER 27, 2024

Disclaimer: This is not financial advice. This is our opinion on why this card stands out for those who value elevated experiences and next-level service. Sign up at your own risk!

Some shoppers we know have their credit card of choice—ready for copping the latest Chanel flap or a fresh Gucci jacket. Ask them why they reach for it, and the answer is usually simple: “It’s easier” or “I’m all about the points.” For some luxury shoppers, the American Express Platinum Card is a particular favorite, all thanks to its impressive lineup of perks tailored for high-end purchases and exclusive access.

The Platinum Card is the ultimate choice for luxury shoppers who are serious about elevating their everyday lives. Whether you’re into jet-setting across the globe or curating your space with the finest things, the Amex Platinum is here to give you the privileges that can make life richer in every sense. 

Shop Smart, Earn Big

With the Platinum Card, every purchase is more than just a spend; it’s an opportunity to rack up rewards. For every USD 1 or PHP 45 spent, you earn 1 Membership Rewards® point. Unlike points that sit around with expiration dates, these are yours to keep. When you’re ready, trade them in for flights, stays, or high-end rewards, including top tech, designer pieces, and unique lifestyle items. In addition, these points convert 1:1 into air miles, making globe-trotting in style a little easier with every dollar you spend.

The 24/7 Concierge: Your Personal Lifestyle Curator

Need a hard-to-get dinner reservation, a custom shopping experience in Milan, or a personal trainer on demand? Enter the American Express 24/7 Concierge, a service that’s as close as you can get to having a lifestyle manager. Available anytime, anywhere, this concierge service is about catering to your needs—from everyday conveniences to exclusive arrangements. It’s luxury simplified, and it makes every request, no matter how big or small, a seamless experience.

Shop Exclusive, Shop Luxurious

The Platinum Card makes luxury shopping better than ever. Platinum cardholders get an automatic 15% off qualifying purchases over $200 at Bloomingdale’s and free international shipping to get your items to your door in style. And if you’re into staying informed on the go, the Platinum Card also offers access to PressReader, a reading platform with over 7,000 publications available for download monthly.

Buy Now, Pay Later: Flexibility For The Big Purchases

For the purchases you can’t wait to bring home, the Platinum Card has installment programs that make paying off major purchases feel like a breeze. With Buy Now, Pay Later, you can spread your payments over 3 to 36 months with minimal interest or zero interest with select partners. It even includes options for a payment holiday, so you can enjoy your purchase now and pay later. This level of flexibility is especially handy for big-ticket items, from tech to designer wear.

Dual Currency Billing: Designed For Global Spending

Keeping track of spending across currencies is a must for today’s luxury shoppers, and the Platinum Card’s Dual Currency Billing has you covered. Local transactions bill in pesos, while international transactions appear in U.S. dollars. It’s a way to make global purchases with a level of clarity and simplicity that other cards simply don’t offer.

From rewards that never expire to lounge access, elite memberships, and concierge services, this card aligns with the needs of those who prioritize premium experiences. In addition, with travel protection and flexible payment programs, it has every angle covered, making it not just an accessory but an essential for those who live life on their own terms. The American Express Platinum Card isn’t just a must-have—it’s the only card worth having.

Discover the full benefits of American Express Platinum Card here.

IMPORTANT INFORMATION: The information for the following card has been collected independently by the UPTOWNMAN team. The information was gathered on the American Express' official website: https://www.americanexpress.com/en-ph/network/credit-cards/bdo/platinum-credit-card.html The card details on this page has not been reviewed or provided by the card issuer. As mentioned before, this article is our opinion only.